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Make the wise choice to avoid lifestyle inflation

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When my wife and I first got married, we lived on a meager income. We lived in a run-down two-bedroom apartment and ate Hamburger Helper more than I'd care to admit. We managed to get by and live a happy life, even though we didn't have cable, rarely ate out and shared a cell phone.

But over the years our income rose and our standard of living along with it. We now own a home, have newer cars, we each have our own cell phone and we have cable TV with premium channels.

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