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(May 17, 24, 31, June 7, 14, 21, 2014) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 4, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $101,180.00 MORTGAGOR(S): Julie A. Halla-Joel And Dale N. Joel, wife and husband MORTGAGEE: Interbank, FSB DATE AND PLACE OF FILING: Recorded on March 24, 2003 as Document Number 496539 in the Office of the County Recorder of Kandiyohi County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Washington Mutual Bank, F.A. by assignment recorded on March 24, 2003 as Document Number 496540 in the Office of the County Recorder of Kandiyohi County, Minnesota; thereafter assigned to JPMorgan Chase Bank, National Association by assignment recorded on December 5, 2013 as Document Number 616120 in the Office of the County Recorder of Kandiyohi County, Minnesota; thereafter assigned to Federal National Mortgage Association by assignment recorded on January 17, 2014 as Document Number 617063 in the Office of the County Recorder of Kandiyohi County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 1 & 2, except the Southerly 10 feet of said Lot 2, of Block 5 of Spicer`s Addition to the City of Willmar, Kandiyohi County, Minnesota. STREET ADDRESS OF PROPERTY: 400 2ND ST SE, WILLMAR, MN 56201 COUNTY IN WHICH PROPERTY IS LOCATED: Kandiyohi County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $91,335.23 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 9, 2014 at 10:00 am PLACE OF SALE: Kandiyohi County Sheriff's office, 2201 23rd Street NE, Willmar, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on January 9, 2015. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 13, 2014 FEDERAL NATIONAL MORTGAGE ASSOCIATION Mortgagee SCHILLER & ADAM, P.A. By: /s/Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. *Curt N. Trisko, Esq.* Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (14-0239-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. ยง 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 400 2ND ST SE WILLMAR, MN 56201 (2) Transaction Agent None (3) Name of Mortgage Originator (Lender) Interbank, FSB (4) Residential ServicerSeterus, Inc. (5) Tax Parcel Identification Number 95-740-0710 (6) Transaction Agent's Mortgage ID Number (MERS number) None